By providing your mobile phone number and consenting to receive SMS messages from Sapphire Fiduciary Advisors, LLC, you authorize the Sapphire Fiduciary Advisors, LLC to send service-related text messages to that number. Consent is obtained through our advisory engagement process and is not a condition of receiving investment advisory services.

This SMS service is limited to one-on-one, service-related communication with advisory clients.  We do not use text messaging for marketing campaigns or promotional offers.

SMS messages exchanged with us constitute written business communications subject to mandatory retention under applicable securities laws and regulations.  Such messages will be captured and archived in a compliance-grade electronic recordkeeping system and retained for a minimum of five years or longer as required by law.  These records may be subject to review by securities regulators.

Sapphire Fiduciary Advisors, LLC uses third-party digital communications governance and archiving platforms to capture, store, and retain copies of SMS messages for compliance purposes.  Any such providers are subject to appropriate confidentiality and data security obligations.

You may opt out of receiving SMS messages at any time by replying STOP.  The Sapphire Fiduciary Advisors, LLC will send a confirmation and will not send further messages, except as permitted or required by law. Reply START to resume.

Standard message and data rates may apply.  Sapphire Fiduciary Advisors, LLC is not responsible for any charges imposed by your wireless carrier.

Sapphire Fiduciary Advisors, LLC is not liable for delayed or undelivered messages due to factors outside its control, including wireless carrier limitations.

Sapphire Fiduciary Advisors, LLC may update these SMS Terms from time to time. Updated terms will be posted on this website.  Continued use of SMS messaging after posting constitutes acceptance of the revised terms.

Sapphire Fiduciary Advisors, LLC will use Theta Lake as its digital communications governance and archiving platform.  Theta Lake is a certified Microsoft partner in the Microsoft Teams compliance recording program and is designed to automatically capture and archive Teams Phone SMS communications, compliance-grade repository meeting SEC Rule 204-2 recordkeeping requirements.